Cover4Caravans

Static and Touring vans, Motorhomes and Trailer Tents too! Our insurance schemes are unique and we offer quotations from more than one insurer on all our products, these are insurers we have carefully selected as we believe they are as dedicated to offering excellent customer service as are we.

Insuring a caravan fully can be expensive. Not only do you have to contend with the prospect of underinsuring or over-insuring your caravan (losing you money either way), but you have to compare different deals in order to guarantee that your cover is as economical as possible. In this article, we look at caravan insurance policy features to expect from insurance from touring and static caravans. Additionally, we are going to explore how you can lower your premiums.

Naturally, premiums are going to be lower for static caravan insurance when put into contrast with touring caravan insurance. This is because there is less risk if the vehicle is not on the road constantly.

For static caravan insurance, it can be vital that you bear in mind the contents of your vehicle, too. If you have domestic appliances in there such as a fridge, freezer and oven – you want to ensure that they are protected in your package too. This can be because the fees associated with replacing them without insurance cover can be tough.

If your caravan is furnished, it can be wise to protect any sofas or beds that you may have in your caravan whilst it remains dormant. Should there be any damage (be it accidental or through extreme weather conditions like flooding), you can then be guaranteed that you have something to fall back on when needed.

Touring caravan insurance in the UK can be a tad more complex due to the elevated risk involved. Aside from the protection of any assets in the touring caravan, certain factors like the accommodation caravan users may need in the event of a breakdown (and if the principle driver of the caravan becomes ill) are all things which should be above the dotted line you sign.

Additionally, you need to ensure that any repairs or maintenance that your caravan needs in the event of a malfunction are covered. Some insurers will even ensure that your caravan is delivered back to your home if repairs take a notable amount of time.

Just like car insurance, third-party damage is one of the main features which touring caravan insurance in the UK should cover without question. If you are involved in a collision that was not down to your error of judgment, you want to be able to have the opportunity to reclaim the cost of the damage caused.

The world of insurance can be complicated. If you know what features you need and what certain policies will entitle you to, it can become a lot simpler.