Employers liability insurance is required by law in the United Kingdom under the Employers Liability Act 1969. Employee’s liability insurance protects you in many ways including covering accident, injury and illness of an employee during their employment with the company. The Employers Liability Act has a few exceptions to the requirement and these are: • Businesses...

For anyone who owns a van one of the most annoying expenditures is commercial vehicle insurance, especially if it is just a work vehicle and you insuring a car as well. However, there are a few ways in which you can easily reduce your premiums and save money on your van insurance: Storage One of the reasons commercial van insurance premiums can be so high is due to the...

Tradesman Insurance is a specialised form of small business insurance which combines several complimentary types of insurance cover into a single policy. As the name Tradesman Insurance suggests, it is specifically of value to independent tradesmen such as plumbers, electricians, decorators and builders. Although primarily an insurance product for the sole trader or...

The term Small Business Insurance encapsulates a wide range of insurance products which are targeted solely at small businesses. The kinds of general insurance products which fall under this broad heading can include policies such as Public Liability Insurance, Employers Liability Insurance and Professional Indemnity Insurance. Additionally, Small Business Insurance...

Shop Insurance is a specialised type of small business insurance which has been developed to provide insurance cover for small retail establishments such as newsagents, cafes or grocers. Shop Insurance provides a wide range of cover and depending upon the insurance provider chosen and the policy being offered, this can include: • The contents of the shop, including...

Salon Insurance is a special type of small business insurance that is targeted at beauty salons, hairdressers and other types of retail establishment offering beauty therapies. As with most forms of small business insurance which is focused upon smaller retail establishments, Salon Insurance covers the actual salon fittings, including all equipment, as well as the actual...

Restaurant Insurance is a specialised insurance product which is focused upon the kinds of insurance cover needed by restaurants and other eating establishments. Restaurant Insurance incorporates a range of types of cover into a single package which not only provides the business with protection form risk, but also fulfils its legal insurance requirements. Restaurant...

Public Liability Insurance is a specific type of insurance which protects a business from claims for damages made by the public with regard to personal injury, and other possible harmful events which the business could be deemed responsible for. Public Liability Insurance is available to cover both the businesses own premises, and to cover site visits to property owned...

Public House Insurance is a specialised insurance product which has been designed to offer an all-in-one insurance solution for pubs, bars and private clubs. Unlike other types of small retail business, public houses and other premises licenced to sell alcohol require a more rounded type of insurance package. As with other types of small nosiness insurance aimed at retailers,...

Professional Indemnity Insurance is used by any small business, tradesman or sole trader to indemnify themselves against any claim for damages they may be liable for due to damage caused to their client’s property or business, through error or negligence. Over the last decade there has been a significant increase in the number of claims of this type made against small...